Mortgage deals Shafton Barnsley ~ Mortgage brokers Shafton Barnsley ~ Mortgage rates Shafton Barnsley ~ Mortgage advice in Shafton Barnsley ~ Mortgage calculator Shafton Barnsley ~ Remortgage rates in Shafton Barnsley

Email Contact

We will use your name, email address and contact number ('personal information') to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers, product providers and Tenet Group. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.

Email communications are not secure and for this reason Crystal Clear Mortgage Solutions cannot guarantee the security of the email, its contents or that it remains virus free once sent.

Image Home Mortgages Home Insurance Life Insurance Mortgage Protection
Products and Services Useful Tools

Repayment

How does it work?

You borrow a lump sum over a fixed period of time (usually 25 years but can be shorter or longer). You pay the interest and some of the capital on a monthly basis to the lender.

ADVANTAGES:

  1. Some flexibility with repayments, such as making overpayments (more than the normal amount) and under some circumstances taking a payment holiday, making underpayments (less than the normal amount) or borrowing back previous overpayments.
  2. The only way you can be 100% certain the loan will be repaid, providing repayments are maintained.

DISADVANTAGES:

  1. Monthly mortgage payments may be higher than interest only mortgages covered by an investment/life assurance product to repay the capital.
  2. Only a small amount of capital is paid off in the early years as the monthly mortgage payment consists of a higher proportion of interest to capital repayment.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

For our mortgage services we do not charge a fee. We will be paid commission by the lender.


Mortgage Enquiry
Mortgage Calc